Bundling Home and Auto Insurance: Is It Worth It?
Home and auto insurance often get bought at different times, from different places, even though both protect the…
- 3410 Joliet Ave Lubbock, TX 79413
- william.smith@williamsmithagency.com
- 806-705-8553
I’m William Smith—your local Farmers® agent in Lubbock—helping you protect your home, car, family, and business with simple options and quick quotes.
Call or text me for a quick, accurate quote based on your needs.
I explain options in plain language so you know what you’re buying.
Bundle home and auto to save up to 10% when it fits your situation.
Weekdays 9–5, with weekend appointments available by request.
Years of Insurance Experience
Weekdays Open
Service Area Around Lubbock
Client Satisfaction
I keep insurance simple: clear explanations, quick quotes, and coverage choices that fit your life. You’ll know what you’re paying for and why.
I check discounts and bundle options to help lower your rate.
I review the details so there are fewer surprises later.
If a claim happens, I’ll guide you through the next steps.
I review your exposures, explain your options, and help you choose coverage that prevents costly gaps.
Call, text, or email me. I’ll ask a few quick questions and put together options that match what you need.
I’ll explain the differences, review limits and deductibles, and help you pick the option that fits your budget.
Once you’re ready, I’ll finalize the policy and confirm your start date. I’m here if you need changes later.
It covers liability and damage; many forget rental coverage, roadside help, and uninsured motorist protection.
Bundling can cut your rate up to 10% while simplifying billing and keeping coverages aligned.
Yes. Landlord policies don’t cover your belongings, temporary housing, or your personal liability.
Most start with general liability and property coverage, then add tools, vehicles, or workers’ comp as needed.
It can reimburse stolen belongings and may cover temporary living costs; I’ll help document losses and file correctly.
Many applicants qualify through health questions and database checks; I’ll match you to the right policy type.
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